Service Industry Eagerly Awaits Summer Vacations

Headwinds, such as inflation, will take a bite out of bottom lines though.The travel industry is expected to grow revenues as travel picks up.Overall, trend to services over goods should continue. The pandemic began in the U.S. in early 2020 and triggered a first-time...

Market Commentary

This Market Volatility Isn’t Going Anywhere • Market volatility continues as financial markets watch earnings, economic data and the Fed.• Concerns about the consumer and corporate profits drove today’s drop.• Our base case continues to be that the economy can...

Risk Management: Understanding Diversification

When you created your investment strategy, your asset allocation reflected your goals, time horizon and tolerance for risk. Over time, however, any of these three factors may have changed, and your portfolio may need adjustments to reflect your new investing...

Risk Management: Market, Interest Rate and Currency Risk

Currency Risk History has shown that successful investing requires discipline and patience. When emotions and investment risks run high, it can be easy to lose focus on your investment strategy. To help you overcome these challenges, here are some important items to...

Why Modern Portfolio Theory Still Matters

Why Modern Portfolio Theory Still Matters Two different belief systems serve as the basis for investment decisions: the modern portfolio theory (MPT) and behavioral finance (BF). A basic summary of the two schools of thought: the MPT focuses on the optimal state of...

2022 Contribution Limits

Preparing for retirement just got a little more financial wiggle room. The Internal Revenue Service (IRS) announced new contribution limits for 2022. Staying put for 2022 are traditional Individual Retirement Accounts (IRAs), with the limit remaining at $6,000. The...